Topic might potentially be social sciences, please reallocate if thats the case

Summarize main findings of quantitaitve research papers dealing with the drivers of not take up or underclaiming of benefits. Screenshot and add regression results with links to papers in appendix.

Briefly mention what benefits were researched, what group, what effects were found and what potential explanations are given. If effects tend to repeat over studies (eg for common control variables) summarize these effects separately. Focus on UK, but international examples also ok.

If possible, find studies examining links with unsecured debt / arrears / over indebtedness

Bonus: find paper that links gap between perceived and objective debt to growth in unsecured debt.