For your initial discussion, address these questions:

1. What risks do your bank’s management team say they face in today’s market? Go into detail, be specific. Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.

2. How is your bank’s management team currently or planning to manage these risks? Go into detail, be specific. Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.

3. Based on your bank’s operations and market space, what additional strategies for risk management could you recommend? How would the management team apply these strategies? Go into detail, be specific. Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.

4. Investigate the bank’s long-range objectives in the most recent 10k or annual report. What are the bank’s goals? How can the management team align their risk management strategy to these goals? Go into detail, be specific. Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.

5. What are some key ratios and metrics that you consider vital to mitigating risk for your bank? Why are these important? Go into detail, be specific. Be sure to backup your claims from the textbook and research. Use your own words (never quote) and cite the page number so we can refer back to it.

Use descriptive, specific examples! Do not just reflect on the idea, support your opinions with the textbook, module material, and additional credible research (wikipedia is not credible).

Use business and academic appropriate sources and cite them. How detailed should your initial post be? One sentence answers will not cut it. You will most likely need a detailed paragraph for each question to deeply analyze what you read about your bank. How detailed should your responses to classmates be? Again, brief sentences will not cut it. Dive deep everyone, question or add to your classmates’ analysis. Use the module material to contribute to what your classmate is saying.